Grant Details

Flood Mitigation Assistance (FMA) Grant Program

  • Grants Office Grantwriting service fee is currently unavailable for this grant
    Get more information on grantwriting



    Funder Type

    Federal Government

    IT Classification

    B - Readily funds technology as part of an award


    Federal Emergency Management Agency (FEMA)


    The Flood Mitigation Assistance (FMA) program provides funds to assist States and communities implement measures that reduce or eliminate the long-term risk of flood damage to buildings, manufactured homes, and other structures insured under the National Flood Insurance Program (NFIP). The FMA Grant Program was created as part of the National Flood Insurance Reform Act (NFIRA) with the goal of reducing or eliminating claims under the NFIP. The FMA Grant Program is focused on mitigating repetitive loss (RL) properties and severe repetitive loss (SRL) properties.

    In FY21, the FMA Program will prioritize proposals that address community flood risk. FEMA will seek to fund five types of community flood mitigation activities:

    1. Project Scoping (previously Advance Assistance): Project Scoping to develop community flood mitigation projects and/or individual flood mitigation projects that will subsequently reduce flood claims against the NFIP. FEMA will select up to $4 million of Project Scoping subapplications.
    2. Community Flood Mitigation Projects: FEMA will select up to $70 million of projects that address community flood risk for the purpose of reducing NFIP flood claim payments.
    3. Technical Assistance: Technical Assistance to maintain a viable FMA program over time. To be eligible to apply, the Applicant must have received an FY20 FMA Award of at least $1 million federal share.
    4. Flood Hazard Mitigation Planning: Planning subapplications for the flood hazard component of State, Local, Territory, and Tribal (SLTT) Hazard Mitigation Plans and plan updates.
    5. Individual Flood Mitigation Projects: Projects that mitigate the risk of flooding to individual NFIP insured structures.

    The remaining funding, will be used for FMA technical assistance, mitigation planning, and mitigation projects reducing risk to SRL and RL properties.

    Allowable costs include:

    • Project design (advance assistance only)
    • Planning costs
    • Training related costs
    • Domestic travel costs
    • Construction and renovation costs
    • Equipment costs

    Unallowable costs are exercise-related costs and operational overtime costs


    History of Funding

    In FY 2017, FEMA received 233 FMA sub-applications submitted by 34 states and territories totaling over $321 million. A list of those sub-recipients can be viewed at:

    Additional Information

    A Severe Repetitive Loss (SRL) property is a structure that:

    • Is covered under a contract for flood insurance made available under the NFIP; and
    • Has incurred flood-related damage
      • i. For which four or more separate claims payments (includes building and contents) have been made under flood insurance coverage with the amount of each such claim exceeding $5,000, and with the cumulative amount of such claims payments exceeding $20,000, or
      • For which at least two separate claims payments (includes only building) have been made under such coverage, with the cumulative amount of such claims exceeding the market value of the insured structure.

    A Repetitive Loss (RL) property is a structure covered by a contract for flood insurance made available under the NFIP that:

    • Has incurred flood-related damage on two occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event; and
    • At the time of the second incidence of flood-related damage, the contract for flood insurance contains Increased Cost of Compliance coverage.

    For insular areas, including American Samoa, Guam, the Northern Mariana Islands, and the U.S. Virgin Islands, FEMA automatically waives the non-Federal cost share when the nonFederal cost share for the entire grant is under $200,000. If the non-Federal cost share for the entire grant is $200,000 or greater, FEMA may waive all or part of the cost share.


    FEMA Call Center

    FEMA Call Center
    500 C Street SW
    Washington, DC 20472
    (866) 927-5646

  • Eligibility Details

    Eligible applicants are States, the District of Columbia, Federally-recognized Native American Tribal governments, American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the U.S. Virgin Islands. Local governments are considered sub-applicants and must apply to their state/territory.

    Deadline Details

    State Administering Agencies were to submit applications to FEMA by January 28, 2022. A similar deadline is anticipated annually. 

    Please contact your State Hazard Mitigation Officer, federally-recognized tribal government official and/or a local government official to obtain detailed information on the FMA application process in your area.

    Award Details

    Up to $160,000,000 is available in FY 2021 for an anticipated 30 awards, 145 sub awards. Cost sharing/matching of 25% the total project is required. FEMA may contribute up to 100% federal cost share for severe repetitive loss (SRL) properties. FEMA may contribute up to 90% federal cost share for repetitive loss (RL) properties.

    Projects under the Advance Assistance will last for 36 months, while projects under the Community Flood Mitigation will last for 48 months

    Related Webcasts Use the links below to view the recorded playback of these webcasts

    • Funding to Enhance Response, Investigation, and Prosecution of Domestic Violence - Sponsored by Panasonic - Playback Available
    • Justice Assistance Grants: Re-thinking the Program You Know So Well - Sponsored by Panasonic - Playback Available
    • Making the Most of the 2014 Assistance to Firefighters Grants – Sponsored by Panasonic - Playback Available


You have not selected any grants to Add

Please select at least one grant to continue.

Selections Added

The selected grant has been added to your .


Research Reports

One of the benefits of purchasing an UPstream® subscription is
generating professional research reports in Microsoft® Word or Adobe® PDF format
Generating research reports allows you to capture all the grant data as
well as a nice set of instructions on how to read these reports

Watchlists and Grant Progress

With an UPstream® subscription you can add grants to your
own personal Watchlist. By adding grants to your watchlist, you will
receive emails about updates to your grants, be able to track your
grant's progress from watching to awards, and can easily manage any
step in the process through simplified workflows.

Email this Grant

With an UPstream® subscription, you can email grant details, a research report,
and relevant links to yourself or others so that you never lose your
details again. Emailing grants is a great way to keep a copy of the
current details so that when you are ready to start seeking funding
you already know where to go

© Grants Office, LLC 2022
Grants Office    |     UPstream™    |     FUNDED    |     Terms Of Use     |     Privacy Statement