The long-term goal of the SRL program is to reduce or eliminate claims under the National Flood Insurance Program (NFIP) through project activities that will result in the greatest savings to the National Flood Insurance Fund (NFIF) in the shortest period of time. The SRL program differs from FEMA's other mitigation grant programs in that those property owners who decline offers of mitigation assistance will be subject to increases to their insurance premium rates. An SRL property is a residential property that is covered under an NFIP flood insurance policy and: (a) That has at least four NFIP claim payments (including building and contents) over $5,000 each, and the cumulative amount of such claims payments exceeds $20,000; or (b) For which at least two separate claims payments (building payments only) have been made with the cumulative amount of the building portion of such claims exceeding the market value of the building. For both (a) and (b) above, at least two of the referenced claims must have occurred within any 10-year period, and must be greater than 10 days apart. Only the following mitigation activities are eligible for the SRL program:
- Acquisitions/Relocations: The acquisition of the structure and underlying real property for the purpose of creating open space, demolition or relocation of the structure, and conversion of the property to deed-restricted open space uses in perpetuity;
- Elevations: Any activity through which an existing building with the lowest floor below the base flood elevation (BFE) is physically raised to an elevation at or above the BFE;
- Mitigation Reconstruction: Any activity where an existing building and/or foundation is partially or completely demolished or destroyed and an improved, elevated building is constructed on the same site;
- Minor Localized Flood Reduction Projects; and
- Floodproofing.
Certain project activities and their associated costs are not eligible, which are outlined in this program's guidance. Any activity that duplicates benefits received for the same purpose or is within the primary authority of another federal program will be considered ineligible. Projects already in progress will also be considered ineligible. For the current application cycles, FEMA's Mitigation Directorate is unifying the multi-hazard PDM program with the Flood Mitigation Assistance (FMA) program, Repetitive Flood Claims (RFC) program, and Severe Repetitive Loss (SRL) program into a unified Hazard Mitigation Assistance (HMA) program application cycle. The intent of this alignment is to enhance the quality and efficiency of grant awards on an allocation and competitive basis to state, territory, tribal, and local entities for worthwhile, cost-beneficial activities designed to reduce the risks of future damage in hazard-prone areas.
None is available.
FEMA's mitigation grants, including SRL, are provided to eligible applicant states/tribes/territories that, in turn, provide sub-grants to local governments. The applicant selects and prioritizes applications developed and submitted to them by local jurisdictions to submit to FEMA for grant funds. Prospective sub-applicants should consult the official designated point of contact for their applicant state/tribe/territory for further information regarding specific program and application requirements: For a list of regional offices visit: www.fema.gov/about/contact/regions.shtm. For a list of State Hazard Mitigation Officers visit: www.fema.gov/about/contact/shmo.shtm